Stay away from ObamaCare

fshnski wrote:"...Keep plugging Cruz...!"

"Identify, target, ridicule"
—Rules for Radicals-Commie Saul Alinsky

News Buzzard wrote:Alleged murderer, John McAfee??  

News Hawk wrote:

News Buzzard wrote:Alleged murderer, John McAfee??  

In the United States of America, one is presumed innocent until guilt is proven.

Do you know what alleged means?  

News Buzzard wrote:

News Hawk wrote:

News Buzzard wrote:Alleged murderer, John McAfee??  

In the United States of America, one is presumed innocent until guilt is proven.

Do you know what alleged means?  

fshnski wrote:Everything obama promised is turning out to be ... ahh ... not quite the case. Millions of people have been dropped by their insurance, middle class folks across the country are finding the cost of their policies skyrocketing, people are being forced to change their Doctors and the advertised ease of shopping on obamacare has been an embarrassing failure. And this is obama's signature plan. This is the best he had to offer. And it's Bush's fault and it's the House's fault and the press and the weather and the ...

Mere weeks into the full rollout of Obamacare, the stench of its rot overwhelms. Americans, many of whom supported the Affordable Care Act, hold their noses as they read cancellation notices from their insurance companies and scramble to get new coverage. They grimace as HealthCare.gov crashes, and they lament the good old days before Obamacare when their policies better fit their needs and cost less to boot. Obamacare is not what most Americans signed up for. Obamacare is bad for America. So now what?

Repeal Obamacare. Ditch the Affordable Care Act. Return to the system, the access, the level of regulation in place BEFORE Obamacare became law. Those days weren't perfect, but to improve access to health care and control costs, the very first thing to do is to rid ourselves of the new health care law that is only adding cost and complexity to the system.

After repeal the next step is to redefine the goals of insurance -- traditionally a backup plan that swoops in and covers the costs of catastrophe if the worst happens. With insurance, most people never make claims but do pay premiums -- allowing the insurer enough revenue at any one time to pay the claims it DOES receive and make a profit.

We no longer look to health insurance this way, instead seeking out "body maintenance plans" that cover not just catastrophe but also routine and expected costs like physicals, vaccinations, basic prescription drugs, routine lab work, inexpensive testing, and elective birth control and surgeries. Under Obamacare these types of services, as well as others like childbirth, drug treatment, and mental health access, are all required in every insurance policy sold, greatly boosting the cost. Why should a man pay for child birthing services he will never use? Why should anyone pay for drug rehab or mental health treatments for which s/he has no need? These are silly and artificial cost increases that, when combined with the other routine health services we all use, add bloat and expense to the insurance system. Let's cut these out and reserve insurance policies for their true purpose: covering the unexpected medical problems that will hit some but not all of us.

Let's acknowledge our responsibility for our own bodies. We work jobs and earn money not just for toys but for necessities and self-care, and so we save our own money for the annoyances in life. We also earn money to buy insurance, and so let's next repeal EMTALA - the Emergency Medical Treatment and Labor Act of 1986 - imposing a federal mandate on hospitals to care for anyone with a medical emergency, regardless of ability to pay. Is it a compassionate law? Perhaps it is -- for those who receive services at the expense of others. Has the law been abused? Assuredly. Hospitals fear not only violating the law itself but also accusations and the expensive lawsuits that follow, funneling large sums of revenue into legal departments that fend off dissatisfied patients and work to keep the hospital above board. Because of EMTALA hospitals bear the burden of disproving an emergency to such an extent that they often use little discretion and treat most everyone who walks in. This business model is, of course, not sustainable -- requiring hospitals to pass these added costs along to others to keep their doors open, perhaps to the federal government or the state, most always to those patients who CAN pay in the form of higher prices. Repeal of EMTALA resolves the market distortion by freeing up hospitals to treat patients who can pay the bill, with or without insurance -- a good thing with respect to the consistency and quality of care we want.

Low-income, low-asset patients can better rely on co-ops and non-profit hospitals that focus on lower costs and efficiencies. This type of system becomes far easier to expand by taking another affirmative step: tort reform and deregulation. Let's create a tort system that balances the obligations of the insurance companies, the patients' needs, and the need for caregivers to avoid the high costs of frivolous lawsuits and expansive malpractice insurance coverage. Allow insurance companies to sell policies to anyone, anywhere, without regard to home state or coverage requirements. These changes promote new access to care by encouraging doctors and nurses to seek new channels of delivery without fear of overregulation, and a deregulated insurance industry boosts the number of consumers with policies that work the way they want and which cover WHO they want.

Finally, free up states to create a program to subsidize a public option to cover the "uninsurables" -- those with pre-existing conditions who can't be served adequately by a private market offering. These folks voluntarily pay premiums for the coverage they need, but the program is paid for, in part, by taxpayer dollars.

No reforms will generate 100% access to quality care for everyone, because laws by themselves can't mandate supply, demand, and any particular cost curve. Obamacare has further distorted the market, driving price increases across the board and narrowing access to quality health care -- exactly the opposite of what the Affordable Care Act purported to fix. By repealing Obamacare, refocusing health insurance on catastrophe, ditching EMTALA, passing tort reform, and deregulating the health insurance industry, we can take the steps necessary to optimize our health care system.
http://www.seedlesswry.com/home/story.asp?postid=21

News Buzzard wrote:Keep plugging Cruz!

“This is the most extremely liberal and incompetent administration in our country’s modern history, and it’s having consequences,”

News Buzzard wrote: Keep plugging Cruz!

California Democrat spokesman to Cruz: “May your children all die from debilitating, painful and incurable diseases” [UPDATED]
—hotair.com

This article is excerpted from Sgt. Morgan Jones and Damien Lewis’ book The Embassy House: The Explosive Eyewitness Account of the Libyan Embassy Siege by the Soldier Who Was There.

In the months following the Benghazi Embassy siege I learned the fuller picture of what happened during that fateful night, both at the Mission itself and at the Annex, which was only a short drive away from the Mission. Tensions were running high that evening, because of a recce mission that a Libyan policeman—or more likely a bad guy posing as a policeman—had carried out that morning. We’d caught him taking photos of the Mission’s front gate and grounds, and we feared it was in preparation for some kind of an attack.
http://www.slate.com/articles/news_and_politics/foreigners/2013/10/embassy_house_excerpt_an_eyewitness_account_of_the_benghazi_attack_that.html

News Buzzard wrote:Polls don't lie.

News Buzzard wrote:"...Keep plugging Cruz! Hillary will get 500 electoral votes if he ever got nominated..."