ObamaCare Found To Restrict Where You Live And Travel

ObamaCare Found To Restrict Where You Live And Travel

http://news.investors.com/ibd-editorials-obama-care/121813-683475-obamacare-interferes-with-residential-and-travel-liberties.htm#ixzz2oAY0XViE

Freedom: It's bad enough that the president's health insurance takeover costs more, breaks his pledge of letting you keep your plan and diminishes choice. It actually restricts your travels too.

'We have never had to put a wall up to keep our people in." Those words from President John F. Kennedy in June 1963, standing at the Berlin Wall, neatly illustrated the moral superiority of the free West over the Soviet bloc.

But Americans are now about to find themselves grappling with their own bureaucratic Berlin Wall. The American Thinker's Stella Paul has exposed the virtually unnoticed fact that within the ObamaCare exchanges so many Americans are being forced into, "most plans only provide local medical coverage."

Paul warns this will have "a profound impact on the real-estate market, particularly the second home sector, and on the travel business." She interviewed one Connecticut retiree whose health required having a winter home in South Carolina. Her $450-per-month, $2,500 deductible, no co-pay Blue Cross policy that had worked well in both states was suddenly canceled.

The new policy she was offered under ObamaCare was twice as expensive, with a deductible costing $1,000 more, and no out-of-network coverage.

Having had a surgery at Memorial Sloan-Kettering Cancer Center in New York City, out-of-network coverage was a must. And she found it. "It's $900 a month," she told Paul, "with a $7,000 deductible and a co-pay on everything. Basically, it's catastrophic insurance, and I'll be paying my South Carolina doctors out of pocket."

A prominent New York insurance broker pointed out that most of the policies offered on the ObamaCare exchanges are not national networks, so "if you need routine medical services, they will not be covered when you leave your local area," as they were before.

Travel health insurance, unfortunately, only covers emergencies. So, the broker told Paul, "a large portion of the population will have their insurance as a consideration for their mobility, which they never had before."

Imagine having to take all this into account in making decisions about where in America you want to live.

And as Paul asks, "With Americans no longer able to receive routine medical services when they travel, will they start showing up in emergency rooms for sore throats and backaches? And how will these new throngs of patients affect the waiting time of people with genuine medical emergencies?"

Meet the latest unpleasant ObamaCare surprise, right on the heels of HHS Secretary Kathleen Sebelius this week finally admitting that, contrary to Obama's endlessly repeated promise, "there are some individuals who may be looking at increases" in premiums.

Unrestricted movement is a birthright of our liberty. Even socialized medicine's harshest opponents didn't suspect Washington would trample that freedom.

Can't have a middle class, and can't have those pesky Mundanes running around loose.


ObamaCare May Devastate the Real Estate and Travel Industries

By Stella Paul

http://news.investors.com/ibd-editorials-obama-care/121813-683475-obamacare-interferes-with-residential-and-travel-liberties.htm#ixzz2nt5oKeR8

Americans are among the most mobile people on earth, but ObamaCare may soon start freezing them in place. Millions are losing their health insurance policies and being forced onto the ObamaCare exchanges, where most plans only provide local medical coverage. As Americans realize they must pay for all non-emergency medical care when they leave their home county, their decisions may have a profound impact on the real-estate market, particularly the second home sector, and on the travel business.

I recently interviewed a woman I'll call Sue, whose story may become increasingly common. Sue, a 60-year-old retiree, and her husband bought a second home in South Carolina to escape the Connecticut winters. "I had a Blue Cross Blue Shield policy in Connecticut, and I used it with no problem in South Carolina. I found an internist and ophthalmologist and dermatologist down here, and kept the rest of my doctors up north."

"The price was reasonable. It cost me $450 a month, with a $2,500 deductible. It was slightly more for out of network; there was no co-pay, and I got my prescriptions filled in both states with no problem."

"Then I got the letter telling me that my policy would no longer exist, because it didn't comply with the new health care law. They wanted to transfer us into a new plan that doubled my premium to $900 a month. The deductible went up to $3,500, and it covered zero out of network."

"My first worry was about Sloan-Kettering in New York, where I had surgery a few years back. If I needed cancer care there again, what would I do? Then I realized that if I wanted to see my South Carolina doctors, I'd have to pay out of pocket. That could wind up being extremely expensive, and that's money we hadn't budgeted for..."

"My husband looked around and finally found a policy that has out of network coverage, but it comes with a very steep price. It's $900 a month, with a $7,000 deductible and a co-pay on everything. Basically, it's catastrophic insurance, and I'll be paying my South Carolina doctors out of pocket."

"We both worked hard all our lives and saved our money, so we could live off our savings at this stage of our lives. Now here comes this new health care law, and I'm nervous about all these expenses we didn't anticipate."

"The stress has been tremendous, and at some point, it just won't be worth it. I think the time is coming when we're going to ditch our South Carolina home and move back north to be near our primary doctors."

"I really can't take Connecticut winters and it's better for my health to spend those months in South Carolina. But with this new health care law, I don't think we can afford to keep doing that."

I asked a prominent New York insurance broker about Sue's situation. "Most of the networks on the exchanges are not national. Off the exchange, there a few that provide national coverage," he said.

"Any plan will cover emergencies. But if you need routine medical services, they will not be covered when you leave your local area, and on the old plans they were."

"You can't solve the problem by buying travel health insurance, because that's only for medical emergencies. And this restriction means that a large portion of the population will have their insurance as a consideration for their mobility, which they never had before."

"I often have people come to me with a situation involving two states. The husband may stay in New York for the summer, while the wife goes up to Vermont, and they both need medical coverage."

"In the past, I've looked around and found them a policy that works for their circumstance. But ObamaCare doesn't give you those options."

"People are buying these exchange policies with a hood over their head. They don't have a clue what they're buying."

"So now if the wife is in Vermont for the summer, she'll get no routine medical care, no follow up, unless it's out of pocket. And those cash expenses won't be applied to the deductible."

Americans already know that ObamaCare means higher premiums and a shrinking roster of doctors. But they have not yet realized that ObamaCare plans are not portable and will impede their ability to travel.

What happens to those plans to send the kids to live with the grandparents for the summer, when little Josh needs to keep up with his allergy shots? What decision will a family make when Dad needs to move to start his new job, while the kids stay behind to finish up the school year? What kind of financial pain will be inflicted on American contract workers, who rent a hotel residence for three months while they complete a project? And who will buy a vacation home when the costs include out-of-pocket medical expenses?

Moreover, ObamaCare may soon start impacting access to emergency room care. With Americans no longer able to receive routine medical services when they travel, will they start showing up in emergency rooms for sore throats and backaches? And how will these new throngs of patients affect the waiting time of people with genuine medical emergencies?

"I have 35 years in the industry, and I've never seen anything like this," the New York insurance broker told me. "ObamaCare is a rolling disaster. Every time we go down the road, we get hit with another catastrophe."

Anti Federalist wrote:
"I have 35 years in the industry, and I've never seen anything like this," the New York insurance broker told me. "ObamaCare is a rolling disaster. Every time we go down the road, we get hit with another catastrophe."

Do the Marxist manipulators in Washington see "A Crisis"?

("...that shouldn't go to waste...")




.

I haven't heard this. I was thinking the same thing-every time we go down that road we get hit with another nasty little secret regarding Obamacare. The whole thing needs to be scrapped!!

News Hawk wrote:

Anti Federalist wrote:
"I have 35 years in the industry, and I've never seen anything like this," the New York insurance broker told me. "ObamaCare is a rolling disaster. Every time we go down the road, we get hit with another catastrophe."

Do the Marxist manipulators in Washington see "A Crisis"?

("...that shouldn't go to waste...")

What I've said all along.

Designed to fail.

When it does, the GOP history of O-bomb-yaCare will be trotted out by the progs, held up as a miserable failure of the "free market" and universal single payer government run health care will be instituted by either President Hillary or President Christie.

And wait until you see what a deadly disaster THAT will be.

OH please, Anti, don't even suggest that! We don't need either of them for president!!!

I firmly believe America is at a crossroads. The actions of the current president have put The United States in a perilous position regarding the division across our country and in our international standings. Never mind obamacare, America as we know it might not survive obama's attempt to make us equal with any country around the world. I never thought a President would intentionally bring our Nation down in a twisted attempt to establish a new world order.

I certainly don't think I have ever seen this country as divided as it is now.

Off topic. I don't usually think of these things but I just happened to notice NH and I have the exact number of total posts. 3372. That's quite a coincidence don't you think? Fsh is ahead of us. Anti has a lot of catching up to do.

Anti Federalist wrote:
What I've said all along.

Designed to fail.

When it does, the GOP history of O-bomb-yaCare will be trotted out by the progs, held up as a miserable failure of the "free market" and universal single payer government run health care will be instituted by either President Hillary or President Christie.

And wait until you see what a deadly disaster THAT will be.

'Think Hillary will lead the charge to repeal ObamaCare?

  


.

News Hawk wrote:

Anti Federalist wrote:
What I've said all along.

Designed to fail.

When it does, the GOP history of O-bomb-yaCare will be trotted out by the progs, held up as a miserable failure of the "free market" and universal single payer government run health care will be instituted by either President Hillary or President Christie.

And wait until you see what a deadly disaster THAT will be.

'Think Hillary will lead the charge to repeal ObamaCare?

  


.

Repeal and Replace!

She would hardly repeal unless to prove what a bad plan Obama had and come up with one of her own which of course she would say would be wonderful. She would love to make Obama look bad. No love loss there.

WHL wrote:She would hardly repeal unless to prove what a bad plan Obama had and come up with one of her own which of course she would say would be wonderful.  She would love to make Obama look bad.  No love loss there.

She already did, 20 years ago, remember?

http://en.wikipedia.org/wiki/Clinton_health_care_plan_of_1993

In many ways it resembled ObamaCare, only even more authoritarian.

Which is why that snake, Gingrich, was all for it:

"In 2004, as a U.S. senator from New York, Hillary Clinton argued in The New York Times that the current health care system is unsustainable, and she offered several solutions.[20] Her article also mentioned areas of agreement with one-time opponent Newt Gingrich, and likewise Gingrich has expressed agreement with Senator Clinton on some aspects of health care, including a bill to modernize medical record keeping"

Electronic medical record keeping, of course, being one of the worst aspects of this whole mess.

Everything you were ever treated for, in the cross connected databases to be used against you in a million ways.

How could I forget? At least it didn't get passed then!!!