New Hampshire Premiums For Carroll County

The attached table shows average premiums for Carroll County, New Hampshire, and the premiums listed do not reflect tax credits under the expansion of Medicaid in the new law.

https://www.healthcare.gov/find-premium-estimates/#results/&aud=indv&type=med&state=NH&county=Carroll&cov=family

I know that currently a family policy in our area costs in the area of $26 thousand a year or $2,166 a month. On the chart you will observe a Gold plan to be in the vicinity of $1,000 a month, so a family of 4 with an annual income of $50 thousand would be paying considerably less than that. Not a bad deal!!

That is a good article NB, thanks for posting.

What is the coverage on the Gold Plan, NB? Do you honestly think a family of four that makes 50,000 a year now is paying half of that in insurance unless their employer is paying it for them?

The link I attached states that the Gold plan covers 80% of the coverage, and here is a calculator for a Wolfeboro family of four with an income of $54,000:

http://kff.org/interactive/subsidy-calculator/#state=nh&zip=03894&income-type=dollars&income=54%2C000&employer-coverage=0&people=4&alternate-plan-family=individual&adult-count=2&adults%5B0%5D%5Bage%5D=21&adults%5B0%5D%5Btobacco%5D=0&adults%5B1%5D%5Bage%5D=21&adults%5B1%5D%5Btobacco%5D=0&child-count=2&child-tobacco=0

As you can see, that family of 4 would pay about $3,956 annually, or $330 a month for the Silver plan.

Yes, WHL, I actually believe the hard numbers I have read!

Thank you for another good informational post.

This forum needs more members like you.

You should try the website where the crows came from. It was very active with leftational threads. No worrying about facts or that stuff. You would fit right in there. The problem is … that would sorta be like switching from Fox to MSNBC.

Net 5PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN FIVE, THE        2,211               338              824
CNN Situation Room           476                83              188
MSNB Ed Show           721               127              273
CNBC FAST MONEY           136                27                50
HLN EVENING EXPRESS           225                33                71
Net 6PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN SPECIAL RPT W/BRET BAIER        2,403               407              982
CNN CROSSFIRE           279                79              131
CNN Situation Room           369                81              142
MSNB POLITICS NATION           719               131              318
CNBC Mad Money           102                13                22
HLN EVENING EXPRESS           217                50                73
Net 7PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN ON THE RECORD W/GRETA        2,277               357              866
CNN ERIN BURNETT OUTFRONT           321                73              150
MSNB Hardball WITH C. MATTHEWS        1,002               171              401
CNBC Kudlow Report           104                16                51
HLN JANE VELEZ-MITCHELL           259                81              158
Net 8PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN THE OREILLY FACTOR        3,574               438            1,230
CNN Anderson Cooper 360           435                81              147
MSNB ALL IN W/ CHRIS HAYES           662               144              298
CNBC AMERICAN GREED           180                49                81
HLN Nancy Grace           339                61              161
Net 9PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN KELLY FILE, THE        3,041               471            1,055
CNN PIERS MORGAN LIVE           425                79              152
MSNB Rachel Maddow Show           941               190              408
CNBC AMER GREED THE FUGITIVES           256                55              109
HLN Dr. Drew ON CALL           218                63              123
Net 10PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN Hannity        1,842               356              718
CNN AC360 LATER           291                71              128
MSNB Last Word W/ L. ODONNELL           754               178              377
CNBC AMER GREED THE FUGITIVES           236                92              147
HLN HLN AFTER DARK           185                62                80
Net 11PM P2+ (000s) 25-54 (000s) 35-64 (000s)
FOXN THE OREILLY FACTOR        1,298               320              574
CNN CNN FILMS           170                68                78
MSNB ALL IN W/ CHRIS HAYES           286                89              155
CNBC Mad Money             98                45                54
HLN SHOWBIZ TONIGHT           166                46                82
-

If you don't believe that take the first and third columns and add them to column two.

I am sure if searched the internet real hard you could find a few more people in the country where cost have actually gone down. Unfortunately it is not the case for the vast majority.

The Titanic didn't sink, it just sailed under water.

It's a little confusing because it says your out of pocket on a silver plan can be no more than $10,400 per year.

How will the Carroll County plan "read" after November?

Is NB successfully registered or is he waiting—like the rest of us—for some kind of resolution of the ObamaMess?

 

WHL wrote:It's a little confusing because it says your out of pocket on a silver plan can be no more than $10,400 per year.  

I believe that's based on the income and family size I plugged in, $54 thousand and 4 people, and I read it to mean that the total cost for the family would be the premium plus the $10,400. Remember that the Gold package is 80/20. Now the 20% factor is capped at $10,400. That makes it even better than I originally thought!

News Hawk wrote:How will the Carroll County plan "read" after November?

Is NB successfully registered :?:or is he waiting—like the rest of us—for some kind of resolution of the ObamaMess?

I am included with the overwhelming majority of Americans who are keeping their current insurance.

Aren't you a lucky little rascal.

Casy wrote:Thank you for another good informational post.

This forum needs more members like you.

Thank you, Casy!

News Hawk wrote:

News Buzzard wrote:

Casy wrote:Thank you for another good informational post.

This forum needs more members like you.

Thank you, Casy!

THIS is an informational post:

The projections, prepared by the Society of Actuaries in March, 2013 predicted some pretty outrageous premium increases in the likes of California,62%, Alabama, 60%, Texas, 34% and Arizona 41%. Only in New York, Massachusetts and New Jersey would the premiums decline slightly. Maybe the computer models used by the Society of Actuaries are just plumb ridiculous and wrong..."
—forbes

Repeat:

Only in New York, Massachusetts and New Jersey would the premiums decline slightly.

New York:

What we're paying for...:

That's very interesting! You post a graph from the Heritage Foundation and the information I posted is from Healthcare.gov. Also, your depiction of New York is from the 1970's, long before New York became the most expensive real estate in the world.

1) Wolfeboro has expensive real estate also, but still gets its public toilets scarred.

2) The Heritage Foundation didn't care for Romney, either.

3) Forbes quoted The Society of Actuaries.

News Buzzard wrote:"...I am included with the overwhelming majority of Americans who are keeping their current insurance..."

Are you included with the overwhelming majority of Americans who are keeping their current insurance—who are paying more?

(For now)...

News Buzzard wrote:

WHL wrote:It's a little confusing because it says your out of pocket on a silver plan can be no more than $10,400 per year.  

I believe that's based on the income and family size I plugged in, $54 thousand and 4 people, and I read it to mean that the total cost for the family would be the premium plus the $10,400. Remember that the Gold package is 80/20. Now the 20% factor is capped at $10,400. That makes it even better than I originally thought!

News Hawk wrote:How will the Carroll County plan "read" after November?

Is NB successfully registered :?:or is he waiting—like the rest of us—for some kind of resolution of the ObamaMess?

I am included with the overwhelming majority of Americans who are keeping their current insurance.

I doubt if that is the total cost. Generally out of pocket means deductible plus co pays. I have never heard it to mean payments. Besides even at a thousand dollars a month that is 12000 a year.

It's $12 thousand a year before the tax credit, and a family of 4 making $54 thousand a year will get one. Even if it were $12 thousand a year it's a hell of a lot cheaper than $26 thousand a year! You just don't want to accept the fact that this thing might actually work because Obama's name is attached to it!! When they get that website up and running Obamacare is going to become very popular!!

News Buzzard wrote:It's $12 thousand a year before the tax credit, and a family of 4 making $54 thousand a year will get one. Even if it were $12 thousand a year it's a hell of a lot cheaper than $26 thousand a year! You just don't want to accept the fact that this thing might actually work because Obama's name is attached to it!! When they get that website up and running Obamacare is going to become very popular!!

I agree with you NB. The right just doesn't get it.

Well, the example of the family making 54thousand a year was for the silver plan, but it really doesn't matter. Whatever they end up paying WILL be subsidized by the rest of us. What this family probably has now is coverage at the parent's jobs and the kids are free on Healthy Kids so I don't really know how much better off they will really be. Unless they don't work in which case they are on Medicaid.

I just don't get it!! Anyone can navigate through the government website to come up with the same numbers I did. The government website has a portal to the Kaiser Foundation's calculator for tax credits. Perhaps the Kaiser Foundation should have set up the government website, but in the end I believe it's all going to work, despite the opposition!!

As far as the rest of us subsidizing others, we've been doing that for decades. The purpose of Obamacare is to mandate that healthy people get insurance, as recommended by the Heritage Foundation and Mitt Romney years ago.

Another logical post NB. Things are beginning to come together for Obamacare.